PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THE SITES.
We provide and make available the publicly accessible portions of our websites www.lucroranalytics.com and esg.lucroranalytics.com (the "Sites") and the information provided on the Sites (the "Content") to you, subject to the following terms and conditions (the "Terms of Use" or the "Agreement"). By accessing or using the Sites, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use. If you do not agree with these Terms of Use, you must not access or use the Sites. Where you or your organisation have entered into a separate subscription agreement or services agreement with Lucror (the "Subscription Agreement"), that agreement governs access to the subscription services and prevails over these Terms of Use in the event of any inconsistency.
1. Information About Us
The Sites are operated by Lucror Analytics Pte. Ltd. ("Lucror", "we", "us", or "our").
Lucror is incorporated in Singapore under registration number 201005735Z and has its registered office at:
Marina One East Tower
7 Straits View #05-01
Singapore 018936
2. Access to the Sites
Access to the publicly available portions of the Sites is provided free of charge. Certain areas of the Sites provide access to a subscription-based research service (the "Subscription Service") through which Lucror makes available research reports, analysis, publications, and related materials. Access to the Subscription Service is limited to:
- users whose organisation has entered into a Subscription Agreement with Lucror ("Registered Users"), and
- individuals authorised to participate in a free trial of the Subscription Service ("Free Trial Participants").
If you are not a Registered User or authorised Free Trial Participant, you are not entitled to access the Subscription Service. Lucror may modify, suspend, or discontinue any part of the Sites or Subscription Service at any time.
3. Eligibility and Authority
By accessing or using the Sites, you represent and warrant that:
- you are legally capable of entering into binding agreements;
- where you access the Sites on behalf of an organisation, you have the authority to bind that organisation to these Terms of Use;
- your use of the Sites will comply with all applicable laws and regulations.
Your organisation is responsible for the actions of its authorised users accessing the Sites.
4. Account Management and Security
If you are provided with login credentials as part of the Subscription Service, you must treat them as confidential and must not disclose them to any third party. You agree that:
- all information provided during account registration is accurate and complete;
- you will keep account information up to date;
- you will notify Lucror promptly if you become aware of any unauthorised use of your account;
- you will not transfer, sublicense, or otherwise permit unauthorised access to your account.
You remain responsible for all activity conducted through your account. Lucror reserves the right to disable access credentials if it reasonably believes these Terms of Use or the Subscription Agreement have been breached.
5. Confidentiality of Platform Information
Login credentials and any non-public information relating to the Sites or Subscription Service are confidential. You agree not to disclose such information to any third party except where necessary for authorised use within your organisation.
6. Permitted Uses
You may access and use the Sites and Content solely for lawful internal research and informational purposes. Except as expressly permitted in these Terms of Use or the applicable Subscription Agreement, you may not:
- reproduce or redistribute any Content;
- modify or create derivative works from the Content;
- distribute Content to third parties;
- commercially exploit the Sites or Content;
- use the Sites or Content in a manner that competes with Lucror or exploits the Content for the benefit of unauthorised third parties.
7. Intellectual Property Rights
"Lucror Analytics" and related logos are trademarks of Lucror. The Sites and all Content—including research reports, analysis, data, graphics, and platform design—are protected by copyright and other intellectual property laws. Unless otherwise stated, all intellectual property rights are owned by Lucror or its licensors. No part of the Sites or Content may be reproduced or distributed without Lucror's prior written consent.
8. Reliance on Information
The Content published on the Sites is provided for informational purposes only. It does not constitute investment, legal, tax, or accounting advice. Users should conduct independent analysis and obtain professional advice where appropriate. All Content is provided "as is", and Lucror does not guarantee its accuracy, completeness, or timeliness. Further regulatory and research disclaimers applicable to the Content are set out in the Disclaimer published on the Sites, which forms part of these Terms.
9. Availability and Suspension of the Sites
Lucror does not guarantee that the Sites will always be available. Access may be suspended or restricted for reasons including:
- scheduled or emergency maintenance
- system upgrades
- security incidents
- legal or regulatory requirements
- operational or technical reasons
Lucror will use reasonable efforts to restore service where practicable.
10. Security and Acceptable Use
You must not misuse the Sites. You must not:
- introduce malicious code or malware
- attempt to gain unauthorised access to systems
- interfere with platform operations
- conduct denial-of-service attacks
- use automated scraping tools, bots, spiders, or crawlers without Lucror's prior written consent
11. Third-Party Links
The Sites may contain links to third-party websites. Lucror does not control these websites and accepts no responsibility for their content.
12. Privacy
Personal data is processed in accordance with the Privacy Policy available on the Sites. By using the Sites, you consent to such processing and confirm that any information you provide is accurate.
13. Exclusion of Liability
To the fullest extent permitted by law, Lucror excludes liability for any loss arising from use of the Sites or Content, including:
- loss of profits
- trading losses
- loss of business
- loss of data
- loss of goodwill
- indirect or consequential losses.
Nothing in these Terms excludes liability that cannot lawfully be excluded.
14. Indemnification
You agree to indemnify and hold Lucror harmless from any claims, losses, liabilities, damages, and expenses arising out of:
- your breach of these Terms;
- your misuse of the Sites;
- your violation of applicable laws.
This indemnity does not apply to the extent such losses arise from Lucror's own negligence, fraud, or wilful misconduct.
15. No Partnership or Agency
Nothing in these Terms creates a partnership, joint venture, employment, fiduciary, or agency relationship between you and Lucror.
16. Jurisdiction and Applicable Law
These Terms are governed by the laws of Singapore. The courts of Singapore have exclusive jurisdiction over disputes arising from these Terms. Notwithstanding the foregoing, Lucror may seek injunctive or equitable relief in any jurisdiction to protect its intellectual property or confidential information.
17. Variations
Lucror may revise these Terms from time to time by updating this page. Your continued use of the Sites after such updates constitutes acceptance of the revised Terms. Where you are a Registered User subject to a Subscription Agreement, any revisions that conflict with that agreement will not apply unless agreed in writing.
18. Waiver
No waiver of any provision of these Terms shall be effective unless in writing and signed by the party granting the waiver. Failure to enforce any provision does not constitute a waiver.
19. Termination
You may stop using the Sites at any time. Lucror may suspend or terminate access if:
- you breach these Terms;
- required by law or regulation;
- necessary for security reasons;
- necessary to protect the integrity of the Sites.
Where practicable, Lucror may provide notice and an opportunity to remedy a breach. Provisions relating to intellectual property, liability, indemnification, confidentiality, and governing law survive termination.
20. Contact
For questions regarding the Sites, contact:
general@lucroranalytics.com